What is Title Insurance?
How Can I defer my Closing Costs?
Title insurance is used on 99% of all Real Estate Transactions in the United States and is quickly becoming known and valued in Canada.
Title Insurance protects the insured against loss or damage due to title and survey defects. It can eliminate the need for costly searches and surveys and satisfies lender requirements.
Buying or selling a home can be a very complicated and stressful experience. Title Insurance reduces the hassles and worries associated with the process providing home purchasers with secure ownership for as long as they (or their heirs) own the property.
One of the most important events in anyone's life is the purchase of a home. We offer a comprehensive Home Closing Services that minimize the uncertainty usually associated with the purchase or sale of a home, while also providing maximum security... all for a fixed cost.
We also help home purchasers and sellers select a lawyer who works in conjunction with the title company to expedite the process, offering greater protection and minimizing uncertainty and costs.
Benefits of Home Closing Services:
- Fixed closing costs.
- Deferred closing costs that provide financial breathing room.
- Ease of use.
- Faster, less costly closing for the client.
- Legal representation.
- Customized programs.
- Protection of a Title insurance policy.
Fixed Closing Costs
Home purchasers are extremely conscious of their finances. When closing costs exceed their estimates, it can add strain to an already stressful situation. First Canadian Title offers fixed closing costs that include legal fees, disbursements and a First Canadian Title title insurance policy, so buyers and sellers know exactly what to expect on closing day. Fixed closing costs help bring financial certainty to real estate transactions.
Deferred Closing Costs
Some Title Companies provide home buyers with the option of deferring closing costs for up to 6 months, interest free, on approved credit. This includes the cost of Home Closing Services and Property Transfer Tax (in B.C. P.T.T. is:1% of the first $200,000 and 2% of the balance. ). A modest administration fee is applied. Deferred closing costs are beneficial for home purchasers who find the "breathing room" this service provides just what is needed to recover from the expense of acquiring a home.
For more information on this Money Saving Program call...
Brian at 604-782-6723 or email brian@fvhg.com
PRIORITY ACCESS TO MORE THAN 14,000
FRASER VALLEY - VANCOUVER - BC LISTINGS - ON-LINE
email: info@fvhg.com
site sponsored by brian rooney - homelife/benchmark realty (88th) 20999-88 ave langley bc
Everything You Need to Know About Buying, Selling, Renovating or
Financing - Real Estate in the Fraser Valley, and Vancouver area of Canada
